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Products and Services
Our primary advantage over other
Financial Service Providers is simply that we are not owned by, or influenced by, any of
our fund managers or banks. We are wholly independent. This means that our advice is comprehensive, objective and based
purely on your needs. In fact they work for us..... not us working for them!
Another point we are proud of is our everyday English approach to your
financial needs. We remove all industry jargon and communicate in a
straight forward matter of fact manner.
The services we offer our clients are many and varied, just as many and varied as our clients themselves!
Listed below are just a few examples of that which we can provide our clients:
- Business Succession Planning
Helping you to build,
manage and protect your wealth (and your ability to create wealth) is
our primary goal. We are able to ascertain your needs and
provide suitable strategies and advice to assist you in reaching your goals.
Superannuation is one of the most tax-effective ways to save
for retirement. Our financial advisers will develop a strategy that maximises
the tax benefits of your superannuation, increasing the funds available for your
retirement.
We all have assets that are
worth protecting, our home, our car for example. Many of us neglect
perhaps the most expensive asset of them all! Our ability to earn! Over
say 35 years an income earner with a salary of $70,000 per annum will
generate $2,450,000 over his or her working life!
And this is excluding pay increases. Income Protection is just one of
many insurance aspects which our team are able and competent to assist
you with.
People today are retiring earlier and living longer. While this is a healthy
trend, it also means you must take steps to preserve your capital. Our financial
advisers can help by providing practical advice on how to reduce the impact of
inflation and maximise social security entitlements. They will also explain how
to build your capital while you are still working and how to maximise the
benefits of rollover strategies and discretionary trusts.
As many as 40 percent of Australians do not have a valid will
at the time of their death. In conjunction with your solicitor, we will develop
a tax-effective estate plan tailored to meet your individual requirements. The
plan will incorporate powers of attorney, wills, prepaid funerals and
testamentary discretionary trusts. The end result is an estate plan that
provides for your beneficiaries and protects your assets.
- Business succession Planning
A properly structured succession plan will have agreements and
funding arrangements in place to ensure the business continues in the event of
unforeseen or adverse circumstances. These might include the extended illness,
retirement, permanent disablement or death of the proprietors, key staff or
guarantors.
Debt is an accepted way of
life. We use it to acquire our major assets such as our home and our
car. However, debt should always be managed to ensure it works FOR you, not AGAINST you! Professional advice can mean the difference from being a slave to your mortgage or living the life you would hope for.
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Calculators
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Financial
Planning and Protection - Griffith
